Expat Life

Who new that opening a bank account could be so hard?

EXPAT DAY #17

A NEW HOME

On Friday, we signed a contract for along term rental in Valencia! Next step, set up accounts for the utilities – gas, electricity, phone & internet. No problem. we’ve done this a few times before. Over the weekend, we went to buy a SIM card for our cell phones, so we’ll have a Spanish phone number. The cell phone company (Moviestar) will also be our internet service provider and we figured out that to set up the billing, it would be much better to have a Spanish bank account. No problem. We put “open a bank account” on our to-do list for first thing Monday morning.

BANKING ADVENTURES

At 8:30 this morning (Monday), we were on our way to the bank. The bank we chose is a little over 1 kilometer from our apartment, so a nice morning walk. Except, it was nowhere to be found when we got to the address Google provided. Google gave us another option and on our second attempt, we found the bank, but were told that we could not open an account without our residence card which we won’t have until around mid-May. (Never mind that the bank’s website and a few of our expat friends said otherwise.) Our third bank attempt also failed because we didn’t have an appointment (a Spanish phone number is required to make an appointment).

Our fourth try was looking promising. After waiting a few minutes, we were escorted to Desk #8 where a friendly man invited us to take a seat. He spoke no English, so we communicated via our very limited Spanish and help from Google Translate. We presented all the documents that we knew would be required. Then, he asked for proof of income and said that our 2021 U.S. Tax Returns, proof of my Social Security payments, and Ed’s Helix income would suffice. It was amazing to watch Ed access our personal server using his phone and produce these documents within about a minute. I’m impressed! We were feeling hopeful until he asked for our Spanish phone number. UGH!!  Then, he agreed to let us use a friend’s number and were thrilled for a moment until he told us that he had other clients waiting (they had appointments) and we’d have to come back tomorrow.

Time for a café con leche and a good laugh.

GOING IN CIRCLES

Over coffee, we decided to go back to Movistar and get a Spanish SIM card with our U.S. credit card and then change the billing information later. We were in luck! A very friendly English-speaking young woman suggested we buy a pre-paid SIM card, so we’d have a Spanish number to give to the bank and then come back and transfer the new phone number to a phone and internet contract. (Seems like we could have thought of that or, maybe one of the dozen or so expat websites we researched might have suggested it.)  I’m not exactly sure why, but she said we’d need to come back tomorrow to do this. Oh well, laugh and move on. Mañana it is!

A FRENCH CAFÉ ALWAYS HELPS

We stopped at a favorite bakery and bought a loaf of bread and almost 5 kilometers and 4 ½ hours later, we arrived back at our apartment without a Spanish phone number or a bank account, but we did have a loaf of bread! We decided we’d earned a nice lunch. We walked to a little French café near our place and treated ourselves to a bottle of wine along with lunch. We made it home just in time for siesta. “Open a bank account” is on our to-do list for mañana.

A few simple and familiar things can mean a lot while adjusting to life as an expat. It’s not always (usually?) easy, but the effort is worth it.

EXPAT DAY #10

We’re back in Spain! This time, we’re figuring out how to live here rather than being in tourist mode. I’ve read that living abroad is an enriching experience because it forces you to adapt to things that are unfamiliar. This means being open to new, exciting, or even terrifying challenges that you would never have encountered at home. The reward is the opportunity to learn and grow as a person. So, here’s some of my recent challenges (none have been terrifying) and what I’m learning.

METRIC CHALLENGES

Let’s start with measuring stuff. A liter is close to a quart. A meter is about the same as a yard. So far, so good. However, a centimeter isn’t even close to an inch. Walking for two kilometers isn’t as impressive as it sounds; it’s just a little over one mile. Buying a kilogram of fish means we need invite some of our new friends over for dinner!

PEANUT BUTTER ADVENTURE

Once I figure out how much I want, the next challenge is finding words. Google Translate can be helpful but is not always reliable. We were in a Supermercado (Supermarket) the other day and I was hoping to find peanut butter. After walking up and down all the aisles, I decided to ask for help. Before approaching the clerk, I asked Google to translate “peanut butter” and I got “mantequilla de mani” – OK, I know mantequilla is butter, so mani must be peanut. Perfecto! I’ve got this! When I approached the eager to help clerk, I said, “Donde es mantiquilla de mani, por favor?” Nope. He shook his head. Next, I showed him Google’s translation on my phone, he shrugged and shook his head again. So, back to my phone. I found a photo of a jar of peanut butter with peanuts scattered around it. When I showed him the photo, the clerk nodded, smiled, and said, “crema de cacahuete!” as he summoned another employee to guide me to the proper aisle. I made a mental note to sort this out later and when I finally found my treasure, the label on the jar was “PEANUT BUTTER.” Fifteen minutes after starting my search, I finally had one item in the cart. I felt so proud of myself!

GOOGLE COMES TO THE RESCUE

Another recent adventure was purchasing a sewing machine. We found a tiny little shop where the only person there spoke zero English. She had a couple of sewing machine brands that I am familiar with, and it was easy to point and hold up my credit card to indicate I wanted to purchase it. Then, I remembered I needed a couple of special accessories that must be purchased separately. Imagine the Google translate scenario above. This time, however, I needed to ask for a “walking foot” and a “quarter inch quilting foot.” What did we do before smartphones?

Para llevar (take-away): Slow down. Enjoy the process. Savor the journey. Laugh.

Best wishes for a wonderful 2023!  It’s been a while since we last sent an update and there’s a bit to share. Embracing change seems to be an essential life skill these days! So, with that in mind, here comes 2023. It’s going to be a big year for us, starting with the fact that it is our 50^th year together! (You’re all invited to celebrate with us in September.) Ed is planning to fully retire by year end (a transition about which we both have some trepidation) and we’ve made the very difficult decision to sell our Sacramento home after a lifetime in California. Corresponding with that decision, we’re planning additional improvements to the Pennsylvania house. 

And, oh yeah, we’re planning to move to Spain! Just another year . . . 

ANNIVERSARY CELEBRATION

First, let’s talk about the big September celebration. We’d love for you to join us in New Wilmington, PA the weekend of September 22 – 24 to mark the anniversary of our wedding 50 years ago. The agenda will likely start with a cocktail party on Friday evening, Amish country tours on Saturday, dinner Saturday evening at Matt & Maggie’s new restaurant (The Tavern – https://www.thetavernonthesquare.com/), and Sunday brunch. Of course, you are welcome to come earlier and stay later. We’ve arranged lodging at local inns for anyone who can join us so just get on a plane and meet us in PA. We’ll take it from there. Mark your calendars and expect to hear more details from our sons in the coming months. We’re eager to share something of our life in rural Pennsylvania with you.

NEW WILMINGTON UPGRADES

Last year, we remodeled the interior of the New Wilmington house – completely new kitchen, flooring, remodeled primary bedroom and bathroom, new furnishings, etc. This year, we are turning our attention to the exterior and garage. We’ll be planning and scheming over the first quarter of 2023 so that when we get back there in the spring, we can hit the ground running. The home sits on 2/3 of an acre that we are hoping to transform into a verdant natural environment of native plants, grasses, and trees. It is an exciting prospect for us in part because we face a steep learning curve to master gardening in an ecosystem radically different from California. Learning new things is what gets us both out of bed each day!

RETIREMENT COMING SOON

Speaking of which, by year end, getting out of bed is going to look very different for Ed. 2023 marks his 50^thyear in the electrical construction industry, and, well that seems like enough. Despite a challenging economic climate, we’re going to take the plunge into a post salary lifestyle. It’s emotionally daunting to give up the security of a weekly paycheck. Five decades of doing a thing tends to make it a hard habit to break. Wish us luck!

A BIG MOVE

And just to be sure we don’t get bored; we’ve decided to turn a long-time dream of living abroad into a reality. Spain, here we come! Why Spain? Well, we love the lifestyle and culture. One of our new expat friends has described it as a gentle life. It’s marked by a communal sense of tolerance and acceptance. The shops, cafes, restaurants, public squares are the social heartbeat of a life centered on human interactions. The people we have spent time with while in Spain are baffled by the violence, inequality, and incivility that most of us in the U.S. have accepted as “normal.” As we plan for the next chapter in our lives, we are hoping for a new normal both here and abroad.